Words that can hurt you after a car accident...more than your injuries

You are driving down the street and the next thing you know you are face in your airbag.  You've been hit by someone.  You don't know what happened.  What should you do?

Keep your mouth shut!!

"Insurance companies didn't get to be $15 billion and $20 billion (companies) because they give money away," says John Smith of Morgan Hubble Smith Insurance, based in Columbus, Ohio.

What happened? Is usually the first question asked by the first responders; police, fire department, paramedics, EMT's, witnesses to the accident, etc.  What you say can be twisted to whatever the insurance company wants, remember they didn't get to be a $15 billion dollar company because they want to take care of you!

No matter what the situation is.....keep your mouth shut.  When the adjuster comes out...keep your mouth shut.  They are looking for "key" words or phrases that can and will be used against you.  Don't discuss anything personal: "I just lost my job" or "I just broke up with....." NOTHING!!

"People talk too much. Your best advice is to make sure everyone is OK and then say nothing," says Smith, who's been in the insurance industry for 27 years.

Car accidents are a very stressful situation to be in.  It is natural to "talk" because you are nervous.  But....you don't want what you say to hurt your claim and, trust me, if they can manipulate what is said, to their advantage, they will.

Don't apologize...this can be construed as an admission of guilt.  I have been in two car accidents, neither of which was my fault, and I can tell you...the first thing out of my mouth on the first one was "I'm sorry" meaning just that...not that I was guilty but I was sorry the accident happened.  That was a hurdle that we should not have had to jump through....but it did teach me for the car accident that happened later.  

So, what can you do? 

• Get to a safe place
• Make sure everyone is okay
• Call the police and, if needed, an ambulance
• Have your driver's license, registration, and auto insurance (Everything they need to know about you is on these items)
• SAY NOTHING!!!
• Call an Attorney

Learn from other's mistakes!  

If you are injured in a Colorado car accident I highly recommend (from personal experience):

Zeisler & Associates, Attorneys at Law, PC on Facebook or visit their website for more information.

If you have a horror story about your car accident or if you have hired Zeisler & Associates, Attorneys at Law, PC please tell me about your experience.

When you don't watch for motorcycles people can die

This week is being dedicated to motorcycle safety as we are currently in Sturgis week 2012. 






Let me explain to those of you who do not understand motorcycles.....just because they can go faster, maneuver easier does not mean they can avoid YOU if you don't see them.  They are trusting each and every person driving four plus wheels to be paying attention to what is around you.  Honestly, when you are driving you should always be doing this anyway...but those on bikes are trusting YOU with THEIR lives.

I have written about distracted drivers and how quickly it can go from bad to worse.  Take that text you send to tell your friend you are five minutes away.....going 55 miles per hour you will travel the length of a football field. 

According to the Colorado Department of Transportation in 2010 1 in 5 traffic fatalities were motorcyclists.  I know there are arguements that these numbers are high because Colorado does not have mandatory helmet laws.  There are pros and cons about this law but that is not what I want to focus on....I want to focus on if you are watching for motorcycles and you are paying attention YOUR actions will not cause an accident.  Those of us who ride motorcycles take a higher risk of injury because we are on two wheels, we have less protection than you do in your vehicles and it is harder to see us IF YOU AREN'T paying attention and looking over your shoulder when you change lanes.  (This should be common practice no matter what.)


Yes, more often than not, motorcycle accidents happen to the "less experienced" riders than the one's who have been riding forever BUT we all started out as inexperienced drivers at one time or another no matter what we drove and no matter if they have only one year experience or 40 years experience riding a motorcyle their lives are precious to someone and no one should be hurt or lose their lives because of a distracted driver....no matter what they drive.
Watch this video on how quickly an accident can happen when you aren't watching for motorcycles.

If each person who gets behind the wheel of a car, truck, semi and, yes even a motorcycle pay attention to their surroundings we can all be safer.

Like Zeisler & Associates, Attorney at Law, PC on Facebook or visit their website for more information

What to do after a car accident

What to do after a car accident

Car accidents are scary and difficult to be involved in but, unfortunately, they are an every day occurrence. If you haven't been involved in a car accident chances are you know someone who has.  Accidents range from minor to deadly.

Car accidents do not discriminate.

There are all types of accidents. They can involve other vehicles or a pedestrian.  You will hear many descriptions of accidents; fender benders, an MVA, an MVC, a collision, an incident, a crash or a wreck. No matter how they are described it often results in one thing: injuries. Some injuries cannot be detected right away.  Victims of Car Accidents will often walk away saying they feel fine only to find themselves, weeks later, unable to function normally.

When you are involved in a car accident what do you do? 

Never admit fault.
Call the police.
Gather as much information about the other party involved in the accident.
Seek medical attention even if you do not have obvious injuries.

Call Today Toll Free 800-961-2430

Call Zeisler & Associates. 

A Law Firm that focuses, exclusively, on Personal Injury!!

At Zeisler & Associates you will always have your consultation WITH AN ATTORNEY!!  Beware of the firms that have you meet with a non-Attorney to assess you case.

At Zeisler & Associates you will have direct contact WITH AN ATTORNEY!!

At Zeisler & Associates you will always be informed of the status of your case.

Conveniently located in two locations:

Click on the city to get directions

Pueblo                                                                     Colorado Springs
123 W. 12th Street                                                        422 E Vermijo, Ste 412
Pueblo, CO  81003                                                       Colorado Springs, CO 80903
719-358-2571                                                               719-694-3971


Like Zeisler & Associates on Facebook