Car Accident step by step guide Part 2: watch your words

You are driving down the street and the next thing you know you are face in your airbag.  You've been hit by someone.  You don't know what happened.  What should you do?

Keep your mouth shut!!

"Insurance companies didn't get to be $15 billion and $20 billion (companies) because they give money away," says John Smith of Morgan Hubble Smith Insurance, based in Columbus, Ohio.

What happened? Is usually the first question asked by the first responders; police, fire department, paramedics, EMT's, witnesses to the accident, etc.  What you say can be twisted to whatever the insurance company wants, remember they didn't get to be a $15 billion dollar company because they want to take care of you!

No matter what the situation is.....keep your mouth shut.  When the adjuster comes out...keep your mouth shut.  They are looking for "key" words or phrases that can and will be used against you.  Don't discuss anything personal: "I just lost my job" or "I just broke up with....." NOTHING!!

"People talk too much. Your best advice is to make sure everyone is OK and then say nothing," says Smith, who's been in the insurance industry for 27 years.

Car accidents are a very stressful situation to be in.  It is natural to "talk" because you are nervous.  But....you don't want what you say to hurt your claim and, trust me, if they can manipulate what is said, to their advantage, they will.

Don't apologize...this can be construed as an admission of guilt.  I have been in two car accidents, neither of which was my fault, and I can tell you...the first thing out of my mouth on the first one was "I'm sorry" meaning just that...not that I was guilty but I was sorry the accident happened.  That was a hurdle that we should not have had to jump through....but it did teach me for the car accident that happened later.  

So, what can you do? 

• Get to a safe place
• Make sure everyone is okay
• Call the police and, if needed, an ambulance
• Have your driver's license, registration, and auto insurance (Everything they need to know about you is on these items)
• SAY NOTHING!!!
• Call an Attorney

Learn from other's mistakes!  
In every blog in this step by step process I am going to tell you to contact an Attorney!  You need someone who will fight for you.  Stay tuned for the next step.

If you are hurt in a car accident, NO MATTER WHAT YOUR INJURIES ARE, consult an Attorney!  The best way to heal is let someone else fight your battle with the insurance companies and it is a BATTLE!!  



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Pueblo Office: 113 W. 12th Street  (Map it)

Colorado Springs Office:  422 E. Vermijo Ave., Suite 412 (Map it)

Words that can hurt you after a car accident...more than your injuries

You are driving down the street and the next thing you know you are face in your airbag.  You've been hit by someone.  You don't know what happened.  What should you do?

Keep your mouth shut!!

"Insurance companies didn't get to be $15 billion and $20 billion (companies) because they give money away," says John Smith of Morgan Hubble Smith Insurance, based in Columbus, Ohio.

What happened? Is usually the first question asked by the first responders; police, fire department, paramedics, EMT's, witnesses to the accident, etc.  What you say can be twisted to whatever the insurance company wants, remember they didn't get to be a $15 billion dollar company because they want to take care of you!

No matter what the situation is.....keep your mouth shut.  When the adjuster comes out...keep your mouth shut.  They are looking for "key" words or phrases that can and will be used against you.  Don't discuss anything personal: "I just lost my job" or "I just broke up with....." NOTHING!!

"People talk too much. Your best advice is to make sure everyone is OK and then say nothing," says Smith, who's been in the insurance industry for 27 years.

Car accidents are a very stressful situation to be in.  It is natural to "talk" because you are nervous.  But....you don't want what you say to hurt your claim and, trust me, if they can manipulate what is said, to their advantage, they will.

Don't apologize...this can be construed as an admission of guilt.  I have been in two car accidents, neither of which was my fault, and I can tell you...the first thing out of my mouth on the first one was "I'm sorry" meaning just that...not that I was guilty but I was sorry the accident happened.  That was a hurdle that we should not have had to jump through....but it did teach me for the car accident that happened later.  

So, what can you do? 

• Get to a safe place
• Make sure everyone is okay
• Call the police and, if needed, an ambulance
• Have your driver's license, registration, and auto insurance (Everything they need to know about you is on these items)
• SAY NOTHING!!!
• Call an Attorney

Learn from other's mistakes!  

If you are injured in a Colorado car accident I highly recommend (from personal experience):

Zeisler & Associates, Attorneys at Law, PC on Facebook or visit their website for more information.

If you have a horror story about your car accident or if you have hired Zeisler & Associates, Attorneys at Law, PC please tell me about your experience.

Lean on Me!

LEAN ON ME  (Click me)

• Have you been hurt in a car accident? 
• Do you need someone to lean on? 
• Do you need someone to give you a hand?

Car accidents and injuries can cause more problems than "just your injuries."  Stress, problems in your relationship, depression...just to name a few.

If you have been involved in a car accident YOU NEED AN ATTORNEY!  Okay pick one out of the phone book, go to someone who helped someone who helped someone. 

OR

You can call Zeisler and Associates, Attorney's At Law, PC and get the ATTORNEY you can lean on.  You will meet with an ATTORNEY to get all your questions answered.  You will have an ATTORNEY that your situation is PERSONAL and will fight for your rights! 

Zeisler and Associates, Attorney's At Law, PC will help pick you up when you need help.  They will walk with you through the whole process.  They will be your friend that sings "Lean on Me" when you are not strong (okay they won't really sing it for you......which may be a good thing) but that is how they do business!

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What to do after a car accident

What to do after a car accident

Car accidents are scary and difficult to be involved in but, unfortunately, they are an every day occurrence. If you haven't been involved in a car accident chances are you know someone who has.  Accidents range from minor to deadly.

Car accidents do not discriminate.

There are all types of accidents. They can involve other vehicles or a pedestrian.  You will hear many descriptions of accidents; fender benders, an MVA, an MVC, a collision, an incident, a crash or a wreck. No matter how they are described it often results in one thing: injuries. Some injuries cannot be detected right away.  Victims of Car Accidents will often walk away saying they feel fine only to find themselves, weeks later, unable to function normally.

When you are involved in a car accident what do you do? 

Never admit fault.
Call the police.
Gather as much information about the other party involved in the accident.
Seek medical attention even if you do not have obvious injuries.

Call Today Toll Free 800-961-2430

Call Zeisler & Associates. 

A Law Firm that focuses, exclusively, on Personal Injury!!

At Zeisler & Associates you will always have your consultation WITH AN ATTORNEY!!  Beware of the firms that have you meet with a non-Attorney to assess you case.

At Zeisler & Associates you will have direct contact WITH AN ATTORNEY!!

At Zeisler & Associates you will always be informed of the status of your case.

Conveniently located in two locations:

Click on the city to get directions

Pueblo                                                                     Colorado Springs
123 W. 12th Street                                                        422 E Vermijo, Ste 412
Pueblo, CO  81003                                                       Colorado Springs, CO 80903
719-358-2571                                                               719-694-3971


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