Monday, June 18, 2012

Calculating an Insurance Settlement


The process for an insurance settlement begins AT THE TIME of the Accident which is called the pre-trial process.  This is where, if you are able, to gather as much information of the accident as you can.  Police reports, witness names and contact information and your documentation of the accident are essential in this situation.


From the time your accident occurs, until you submit your claim, you need to collect and preserve evidence that documents the cause of your accident and answers the question: How has this car accident affected my life? An evidence checklist you gather should include:
  • The facts of how the car accident happened, with supporting documentation such as the police report, witness statements and photos. (Use this accident investigation form to record information at the scene of your accident. Then, keep a diary of important accident-related information, using this diary form.)
  • Medical records that show what injuries you received, how they were treated and how well you recovered.
  • Medical bills that you incurred to treat your car accident injuries.
  • A statement verifying any loss of income that resulted from your car accident injuries.
  • Documentation of any other financial losses that you had as a result of your car accident.
  • Evidence of your pain and suffering.

Do not try to do this alone.  Yes you can try to settle with the insurance company yourself but why not meet with an HONEST Attorney who will tell you if it is something you can do yourself.

Zeisler & Associates, Attorney at Law, PC is just that Attorney!!  If you can do it yourself they will tell you and in most cases will assist you in knowing what needs to be done. 

Call them today 1-800-961-2430

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