Winter is coming. Means icy road and dangerous driving conditions.
You are driving down the road and hit a tree. No other vehicles are involved so you assume it is your fault. Not necessarily true. There are many factors that go into a single vehicle accident. Road conditions being one of them.
You are at a stop light with vehicles in front of you when you are hit from behind that causes you to hit the person in front of you. (Ever watch domino's chain reaction?) You didn't cause the initial accident...who is at fault.
Single vs. Multi-car accidents. Which is harder to fight the insurance company? That answer is not so simple....too many factors are involved: One huge factor is the Insurance Company(s) that use the three D's when it comes to your claim: Deny, Delay, Defense. (Gotta love those great companies who were there for you before you signed on the dotted line, huh?)
Single Car Accidents: No matter what the cause of the accident you are the one left to deal with the complications that arise from this: injuries, pain and suffering, medical bills, loss of wages, etc. Never "assume" that this single car accident you were involved in was your fault. Never negotiate with the Insurance Company without talking to a Personal Injury Attorney!! It may seem simple as you were the only vehicle involved BUT it is never simple with the Insurance Company unless you are willing to take full blame and let their Attorneys decide for you. (Remember their Attorneys have the Insurance Companies best interest).
Multi-Car Accident: Seems simple, right? You didn't do anything wrong, you were waiting at a stop light and YOU were hit from behind. Wrong. Remember the three D's: Deny, Delay, Defense? Remember previous blog about Contributory Negligence? Were you to close to the car in front of you? Dealing with a Multi-Car Accident has many obstacles: You are now dealing with multiple Insurance Companies and their Attorney's who will all be looking for a way to "blame" you so you don't receive compensation (or less than the amount of compensation you deserve). Again, talk to a Personal Injury Attorney who is there to fight for your rights!!!
Lesson of the day: No matter what caused the accident, no matter how many vehicles are involved in the accident, no matter what the injuries are, no matter what happens: SPEAK WITH AN ATTORNEY! Think of Insurance Companies as shopping at a thrift market: You will haggle to get the best deal, right? Insurance Companies do not haggle; they Deny, Delay and Defend the claim. Put the three D's on the Attorney's shoulders and you focus on getting healthy.
Been involved in a car accident? Tell me your story.
The information provided here is not to be construed as legal advice. Please consult an Attorney if you have any questions. General questions about Colorado Personal Injury can be asked here and Carol Zeisler will gladly assist you in the proper direction for your situation.
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